Home Loan Comparison Australia – AI-Powered & 100% Tailored

Australia’s First AI-Driven Mortgage Comparison
Matcheroo AI delivers a verified shortlist of home loans from Australia’s leading banks and non-bank lenders within 24–48 hours — matched to your real LVR, income, and lender policy fit.
Unlike instant comparison tables that show generic “from” rates, our system filters out loans you can’t actually get and only shows those you’re truly eligible for.
How It Works
Step 1 – Profile your needs:
Answer a few quick questions about your property, income, and goals.
Step 2 – AI Matching:
Our engine maps your profile to current lender policies, then a human credit specialist double-checks the results.
Step 3 – Verified Shortlist:
Receive your shortlist with headline rates, estimated repayments, fees, cashbacks (if applicable), and plain-English policy notes — no jargon, no surprises.
Find Home Loans in Your City
Why We Take 24–48 Hours (and Why It’s Better)
Instant calculators can’t verify policy exceptions, special conditions, or real-world pricing. We do.
That means your comparison reflects what you’d likely be approved for today, saving you from wasting time on ineligible loans.
Loan Purposes We Cover
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Refinancing & rate reduction
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Construction & bridging finance
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Self-employed & low-doc scenarios
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SMSF lending
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Renovation & equity release
Rates vs Comparison Rates
The headline rate is the advertised interest rate.
The comparison rate includes fees and charges over a standard term, giving a like-for-like comparison between lenders. We show both so you can make an informed choice.
Why Choose Matcheroo AI
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No credit hit to start
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100% free for borrowers
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Tailored shortlist from 10+ top lenders
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Transparent policy explanations
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Backed by human credit specialists
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Get Started
Click below to start your free comparison and get your personalised shortlist in 24–48 hours.
[Start My Comparison]