About Us
Our Story
Our Mission
Matcheroo exists to make home-loan shopping accurate, transparent and fast. Most “instant” comparison tables show generic rates that don’t reflect real policy, fees or your LVR-so borrowers waste time chasing options they can’t actually get. We fix that by combining an AI engine that maps your profile to live lender criteria with a human credit specialist who sanity-checks edge cases.
Our mission is to give every borrower in Australia a verified shortlist within 24-48 hours that reflects what they’re truly likely to be approved for-headline rate, comparison rate, estimated repayments, fees, cashbacks and plain-English policy notes included. No hard credit check to start, no pushy sales, just clear options you can act on.
Our Vision
We envision a mortgage market where borrowers make decisions with confidence because pricing and policy are explained clearly and tailored to their situation. Whether you’re a first-home buyer, refinancing, investing or self-employed, you should be able to compare loans based on your actual eligibility-not broad “from” rates.
Our goal is to become the most trusted home-loan comparison experience in Australia by continually improving our AI matching, expanding lender coverage, and keeping people in the loop where it matters. We’ll measure success by approvals that match expectations, time saved for borrowers and brokers, and a genuinely transparent process from first click to settlement.
Home Loan Comparison Australia - Powered by AI - a tailored shortlist from leading banks and non-bank lenders within 24-48 hours. Pricing reflects your real LVR, income and policy fit-not generic “from” rates. Free to use and no credit hit to start.
Our Services
What We Offer
Discover our comprehensive suite of AI-driven loan matching services designed to simplify the loan selection process.
Loan Comparison
Our AI-powered loan comparison ensures that users receive personalised loan offers from multiple banks, complete with interest rates, terms, and repayment estimates.
Why Choose Us
Our Advantages
01
AI-Powered Matching
Our engine ingests your property details, income, LVR and goals, then maps them to live lender policy, pricing and fees. It automatically filters out options that fail policy (e.g., postcode/security restrictions, LMI thresholds, servicing rules) and surfaces those that fit-along with the reason why.
02
Personalised Comparison
Results reflect your exact circumstances: PAYG or self-employed income, LVR, fixed or variable preferences, offset, and IO vs P&I. We also flag cashbacks, fee waivers and any policy caveats, with a human credit check on edge cases so you’re not chasing dead ends.
03
User-Centric Experience
See clear, side-by-side results with headline rate, comparison rate, estimated repayments, fees and plain-English policy notes. We highlight trade-offs (e.g., break costs on fixed, offset eligibility, IO impacts) and provide our rationale for each recommendation-no jargon.
04
Transparent Process
No “instant but inaccurate” tables. We verify pricing and exceptions up front, so your shortlist arrives in 24-48 hours and aligns with real approvals. No hard credit check until you choose to apply, and we disclose assumptions and fees before you proceed.